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​Supporting Social Enterprise

Business Insurance for Hard to Insure Groups

12/5/2022

9 Comments

 
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People face challenges getting insurance for all sorts of reasons, bad credit history, CCJ, risky occupations, or maybe like me you have a criminal conviction.

One of the biggest challenges I had trying to rebuild my life after my release from custody was shedding the perceptions that other people had of me. I wish it was as simple as you do your time and once you are released you are able to move on but the reality is anything but.
Believe me nothing feels worse than having to disclose your convictions only for the person on the end of the line or across the table to ultimately judge you or more times than not say "no". 
Even now with everything positive I have done I still get doors shut in my face. Getting car insurance was almost next to impossible until I told them to have a google of me and that I had an OBE. But how many people getting released don't have that?

I know lots of people reading this will be probrably thinking "If you can't do the time don't do the crime" or some other dated statement like that, but the truth is once you have made your mistake and paid for it you have to be able to move on. Fair enough that may mean depending on the seriousness of your offence you have to be monitored but you have to be able to be given a chance or else how can you ever move on? I have found even if people say it is a confidential non-judgemental chat you still feel the change in atmosphere, that change in their attitude or how they look or sound towards you. That's why for many when they they decide to go legit and they knock on doors only to get it closed in their face they give up or try and cut corners.

​When I set up my company it was a no brainer, even with a conviction that would never be spent (It was 12 years reduced to 10) I wanted everything present and correct from top to bottom. No excuses mentality, it had to be done and that is when I came across this AMAZING company and just as importantly my broker Mark. I consider him one of the best things to happen to me. He has never failed me in terms of finding insurance over the years and he is the one contact in this field I would recommend without hesistation. If you are looking for business insurance then please, check this company (and Mark) out first. 
9 Comments
allegiance benefit plan provider portal link
21/1/2024 18:34:51

"This insightful blog on ""Business Insurance for Hard-to-Insure Groups"" provides a comprehensive overview of the challenges faced by niche industries and groups when it comes to obtaining adequate insurance coverage. The author skillfully navigates through the complexities associated with insuring hard-to-insure businesses, offering practical advice and highlighting innovative solutions. The in-depth analysis and well-researched content make this a valuable resource for entrepreneurs and decision-makers looking to safeguard their ventures in unconventional sectors. The blog not only sheds light on the obstacles these groups encounter but also empowers them with knowledge on how to proactively address insurance concerns. Overall, a must-read for anyone seeking a nuanced understanding of the intricacies involved in securing insurance for businesses that fall outside the traditional coverage spectrum."

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john
27/3/2024 16:43:25

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25/4/2024 07:20:32

Thanks for interesting article

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4/5/2024 06:00:01

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ilmu komunikasi link
19/9/2024 13:07:52

they knock on doors only to get it closed in their face they give up or try and cut corners? Regard <a href="https://it.telkomuniversity.ac.id/blogs/">IT Telkom</a>

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Shfq link
19/9/2024 19:03:26

Great article to have a deep insight about insurance

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Fazil link
14/1/2025 13:30:34

Great read! It's inspiring to see how perseverance and the right support can help overcome challenges, especially when it comes to finding insurance. Highly recommend checking out this company and broker Mark! Regard <a href="https://jakarta.telkomuniversity.ac.id/en/lidar-sensors-on-drones-for-more-accurate-3d-mapping/">Tel U</a>

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Pregnant Escort Rochdale link
11/4/2025 16:48:16

It's inspiring how this company provides opportunities for individuals facing unique insurance hurdles.

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    Author: Junior Smart

    I have been fortunate enough to be asked to motivate, help and support social entrepeneurs in their mission to make life better for those less fortunate.
    These journal entries were wrote in response to the many people who are on that journey of change or are trying to establish themselves and who asked me to offer inspiration or advice and guidance.

    Life is even more Beautiful when we help each other.

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  • Smart
    • What We Do
    • About the Individual
    • Get in contact
    • Our Feedback
    • Privacy Policy
    • Supporting Social Enterprise
  • Motivation
  • Action Learning
  • Research
    • Gangs and Serious Youth Violence Research
    • Sexual Exploitation and CSE Research
    • Journal Posts
  • Training
    • Serious Youth and Group Violence Training
    • Webinars and Seminars
    • Sexual Exploitation Awareness Training
    • Managing & Dealing with Challenging Behaviour
    • Learning Zone >
      • Training & Refresher Material
      • The Big Questions
      • Improving Your Practice >
        • Slang Terms
      • Essex County Lines Information